PRACTICE AREA

Financing and Banking Advisory

A financing structure should be understood alongside the intended use of capital, the company’s operating capacity and the decisions it expects to make next.

Discuss a matter

Planning documents and analytical tools on a desk.

THE CONTEXT

The amount and interest rate are only part of the discussion. Payment schedules, collateral, reporting commitments and conditions affecting future investment can influence how a company operates. Reading these elements together helps compare proposals and identify the questions that need attention before negotiations move too far forward.

Internal coordination matters as well. Management, treasury, accounting and commercial teams need to understand which commitments accompany the financing and what information will support follow-up. Organized documentation helps turn the closing of a transaction into an understandable management process for the duration of the financial relationship.

A perspective supporting
every decision.

ADVISORY FOCUS

01
Capital structures
Contractual review of debt, investment and project financing alternatives, connecting the proposed structure with the intended use of funds, business objectives and the participants involved.
02
Financial documentation
Analysis of agreements, security arrangements and related commitments, focusing on disbursement conditions, party responsibilities and scenarios that may require adjustments, further information or additional approvals.
03
Financial operations and technology
Assessment of business models and relationships between participants in financial or fintech initiatives, defining the regulatory and contractual questions requiring specific review before implementation decisions.

Understand. Organize.
Move forward.

HOW WE APPROACH A MATTER

01
Define the need
Identify the amount, purpose, horizon and payment sources. Connect the financing request with the company’s planned investment, liquidity needs and expectations for growth.
02
Compare the terms
Read proposals using common criteria. Distinguish costs, operational commitments and outstanding questions so that material differences remain visible throughout discussions and negotiation.
03
Plan the follow-up
Organize closing documents and information owners. Translate relevant commitments into an internal timetable that the business can maintain throughout the financial relationship.

Before we begin

Does review apply only when seeking a new loan?

It may also begin with existing financing, a proposed amendment or a change in the business. The scope depends on the decision the company needs to evaluate.

What is useful when comparing financing proposals?

Describe the purpose and summarize the main terms. Full documents can be reviewed through an agreed channel after the participants and the needs of the matter have been identified.

Tools to explore

02Transactions

Due diligence checklist

Prepare a business purchase, sale or investment with a tailored checklist of documents, questions and open items for your proposed transaction in Mexico.

6 minutesOpen tool

03Business finance

Working capital calculator

Compare how collection, inventory and payment days change your estimated operating working capital with a free calculator and transparent assumptions.

4 minutesOpen tool

How should a company prepare its business financing file?

Organize a financing application with consistent business information, cash-flow assumptions, use of proceeds and existing commitments before negotiating terms.

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